Terms & Conditions


Program Fees:

All payments are applied first to any outstanding balances and then to any current amounts due. There are no partial refunds available for individuals leaving before the end of the program and/or prior to the full term of the program agreement.

Partial Refunds:

Any partial refunds are at the sole discretion of Gracious Care Recovery Solutions and will be made within 30 days electronically to the card or bank account from which they originated. In the event we process a refund, a Refund Notification will be forwarded to the email address that the Registered User (Payee) entered during registration.

Acknowledgement & Acceptance of Terms:

All Internet transactions are final, and are not subject to reversal and/or cancellation. All Internet payment transactions are subject to a Convenience Fee equal to $10.00. This Convenience Fee is disclosed and included in the total payment amount prior to submission of your payment for approval. Note regarding "Save this information" and our "Express Checkout" feature: Gracious Care Recovery Solutions will not have access to this information. Your bank account and/or card data is encrypted prior to authorization. In exchange, the secure gateway returns a "token" to this payment system which can then be resubmitted with future payments in place of more sensitive information. End-to-End Encryption coupled with Tokenization ensures your data is secure.

By submitting your payment for authorization, you acknowledge acceptance of the terms & conditions as stated herein.